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Loans that keep your business moving

Growth opportunities and unexpected challenges pop up when you're running a business. And when it comes to having access to extra funds, timing makes all the difference. That's why we offer loans of $5,000 to $300,000 with funding possible in 24 hours*, and cash flow friendly repayments.

Check out our qualifying criteria

If your business has a turnover of more than $6,000 per month and can demonstrate 6 months of trading for a new business, or 3 months if you've purchased an existing business, we can help you.

Why Prospa?

Trusted and secure small business loans

  • TrustWith over $1 billion lent to more than 19,000 businesses, we're Australia's #1 online lender to small business.
  • SupportOur business lending specialists get to know you and your business so you get the best outcome for your needs.
  • Peace of mindStrong compliance and data encryption keeps your information safe at all times.

Ready to apply?

Get a decision and funding possible in 24 hours

Get started
No assets? No worries.

No assets?
No worries.

There's no security required to access up to $100,000.


Fast & Simple

Fast application and decision
Funding possible in 24 hours
Minimal documentation required to apply for up to $150K



Rates from 9.9% p.a*
Borrow $5,000 to $300,000
Pay daily or weekly over 3-24 mths



Business lending specialists support throughout your journey

How it works

We take the work out of getting a business loan in three simple steps

Easy application

Easy application

Apply online or over the phone in 10 minutes.

Fast decision

Fast decision

Fast application and decision.

Keep the momentum

Keep the momentum

Funding possible in 24 hours

What you need to have ready

For loans up to $150,000

  • Your Driver Licence number
  • Business ABN
  • BSB and account number of your main trading account

Need more than $150,000?

You'll also need some basic financial statements so we can evaluate the health of your business and see what kind of payments your business can manage without stress.

Get started

Sign up for no obligation consultation

We use real-time business data to get you qualified in minutes. There is no obligation to proceed.

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