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Loans that keep your business moving

At this time of year, you've got better things to think about than cash flow. Don't be a turkey, cover the seasonal unknowns with a Prospa business loan of $5,000 to $250,000 and no repayments until 20 January 2019.

Check out our qualifying criteria

If your business has a turnover of more than $6,000 per month and can demonstrate 6 months of trading for a new business, or 3 months if you've purchased an existing business, we can help you.

Why Prospa?

Trusted and secure small business loans

  • Advanced SecurityWe use industry-recognised encryption standards and we're ISO 27001 certified for our commitment to customer privacy.
  • Trusted by over 12,000 businessesWe've already helped thousands of small businesses access the funds they need to grow.
  • World-class customer satisfactionWe're backed by a Net Promoter score of +77, and we have an Australian Credit License issued by ASIC.
  • Over $500m in small business loansWe've supported Australian businesses with $500 million and counting.

Ready to apply?

Get a decision and funding possible in 24 hours

Get started
No assets? No worries.

No assets?
No worries.

There's no security required to access up to $100,000.



Borrow between $5,000 and $250,000 with loan terms from 3 to 24 months and cash flow friendly repayments.



Apply online in 10 minutes and you can receive your funds within 24 hours.



Deal with a dedicated Prospa loan specialist throughout your loan journey.

How it works

We take the work out of getting a business loan in three simple steps

Easy application

Easy application

Apply online or over the phone in 10 minutes.

Fast decision

Fast decision

Get a decision and funding possible in 24 hours.

Keep the momentum

Keep the momentum

Apply online in 10 minutes and you can receive funds in 24 hours.

What you need to have ready

For loans up to $100,000

  • Your Driver License number
  • Business ABN
  • BSB and account number of your main trading account

Need more than $100,000?

You'll also need some basic financial statements so we can evaluate the health of your business and see what kind of payments your business can manage without stress.

Get started

Sign up for no obligation consultation

We use real-time business data to get you qualified in minutes. There is no obligation to proceed.

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