Our lowest rate ever!

3.64% pa Compariseon Rate* Rate Smasher

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It's time
to switch

There's no better time to switch and get a better deal. Yellow Brick Road are offering a smashing hot comparison rate* of 3.64% p.a. for the Rate Smasher Home Loan.

By switching we could save you $35,000* over the life of your loan.

It's so easy - talk to one of our advisers about how much you could save on your loan.

Making it easier

  • We do all the leg-work and provide an obligation free** consultation to assess your financial situation
  • One go-to person who understands your circumstances and needs
  • Our skilled advisers are based in branches nationwide

Costing you less

  • No application fee
  • No valuation fee
  • No monthly or annual administration fees

Talk to one of our trusted advisers to find the right home loan for you.

Why choose our Rate Smasher Home Loan

Competitive rate


New 3.64% p.a. comparison rate* for the Rate Smasher Home Loan.

local team, local access

Local team,
local access

Over 150 branches
around Australia

You never know if you never go

Pay off your
mortgage faster

With a low 3.64% p.a comparison rate* burn less of your money in interest and invest more in paying off your principal and pay off your home loan sooner.

Flexible payment options

payment options

Own your home sooner with unlimited additional repayments permitted on variable rate accounts. Redraw is also available on all variable rate accounts.

How much can you save on your home loan? Get a no obligation consultation.

I started Yellow Brick Road as a wealth management company with the goal to give all Australians access to quality financial advice.

People need advice and guidance, and they deserve to have a person that they trust to deliver those things. This is the foundation, principle and inspiration behind Yellow Brick Road.

Mark Bouris
mark bouris
Laura Cotee
Laura Twemlow

«I can't speak highly enough of this team. They have a great way of explaining things and made me understand that what I was dreaming of was possible. I have recommended them to friends and family also looking to invest in property.»

Jess Papas
Jess Papas

«Thank you David Evans and Bianca for all the work that you put into our loan. You have both been very professional and kept the communication to a high. We received a lovely basket of wine and chocolates, thank you very much we appreciate all your help.»

Brittany Woodford
Brittany Woodford

«The whole process for getting home-loan approval was quick, easy and relaxed - exactly what you want in what can potentially be a stressful time.»

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If your home loan rate doesn't start with a three, then it's time to find a better deal.

Important Information

* Comparison rate is based on Rate Smasher standard variable rate for $150,000 loan over a term of 25 years for a secured loan with monthly principal and interest repayments. Comparison rates are based on the variable rate home loans comparable by major banks. Rates are correct as at 20/07/18 for Yellow Brick Road and may be subject to change. Effective dates are 03/11/17 for ANZ, 11/08/17 for Commonwealth Bank, 27/03/18 for NAB and 04/12/17 for Westpac. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

^ Based on average standard variable rate across products monitored by finder.com.au.

Owner-occupied purpose only, purchase or refinance only, no debt consolidation. PAYG applications minimum employment term 12 months. Self-employed minimum 2 years. Rate Smasher loan amounts from $100,000 - $750,000, maximum loan-to-value ratio of 70%, additional credit criteria apply. Not available in conjunction with any other offer.

Yellow Brick Road Finance Pty Limited ACN 128 708 109, Australian Credit Licence 393195. Yellow Brick Road Wealth Management Pty Limited ACN 128 650 037, AFSL 323825.

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